USA Metal Roof has teamed up with EnerBank USA to offer our customers affordable

payment options for their Home Roofing Project

Pick the Plan That is Right for You

  • Credit Limit up to $55,000

  • Fast approvals

  • No prepayment penalties

  • Friendly customer service

  • Unsecured Loans

  • Reduced Interest rate*

  • Experience you can trust

  • Information protected

When applying, you will need:

  • Contractor ID#1289

  • Project type; Roofing

  • Loan Amount and Code

*APR are locked in when your loan is approved and for the life of your loan


3 Months Same as Cash Loan*


Traditional Installment Loans

No Code Number is Required

8.99% - 9.99% 12 Year Loans*


*The monthly payment calculations are estimates only. Your customer’s exact loan payment amount will be determined by EnerBank USA at time of application. 


Payment Estimator

For use in determining a borrower's estimated monthly payment

When applying, you will need:

  • Contractor ID#1289

  • Project type; Home Improvement

  • Loan Amount and Code

Apply over the phone


Monday-Friday: 8 am - 1 pm

Saturday: 9 am- 9 pm

Sunday: 11 am - 7 pm


Frequently asked questions

How long does the approval process take?

Most loans are approved over the phone in minutes. Call (866) 409-8300 Provide Lender with; *Contractor ID#1289 *Project Type; Home Improvement *Loan Amount *Loan Code

How long is my credit application good for?

Good for 120 days from application date.

What is EnerBank's approval rate?

About 80% of our loan applications are approved.

What is unsecured loan?

An unsecured loan means there is no collateral or lien on your home.

Is there a penalty for paying off my loan early?

No, there is no penalty.

How to make a payment?

On line payments Go to; Free of charge to set up one time or scheduled payments from a personal or savings account $4.95 fee per transaction to set up one time or scheduled paymnets using your debit card Setup recurring payment

  • Free of charge
  • Fill out the Automatic Debit Form or send in a letter with required banking information: 1245 Brickyard Road, Suite 600 Salt Lake City, UT 84106-2581
Online bill pay with your bank
  • Set-up EnerBank as a new payee with your Bank
  • Have your bank deduct the payment from your account and make a payment to EnerBank
Mail with a payment coupon
  • P.O. Box 26856
  • Salt Lake City, UT 84126-0856
Send a payment via overnight delivery
  • 1245 Brickyard Road
  • Suite 600
  • Salt Lake City, UT 84106-2581
Payments over the phone
  • There is a $4.95 fee per transaction
  • Payment must be from a personal checking or savings account
  • Call 888-390-1220 option 1