ONLINE APPLICATION FOR HOME IMPROVEMENT LOANS

Question 1

How long does the approval process take?

Answer

Most loans are approved over the phone in minutes. Call (866) 409-8300 Provide Lender with; *Contractor ID#1289 *Project Type; Home Improvement *Loan Amount *Loan Code

Question 2

How long is my credit application good for?

Answer

Good for 120 days from application date.

Question 3

What is EnerBank's approval rate?

Answer

About 80% of our loan applications are approved.

Question 4

What is unsecured loan?

Answer

An unsecured loan means there is no collateral or lien on your home.

Question 5

Is there a penalty for paying off my loan early?

Answer

No, there is no penalty.

Question 6

How to make a payment?

Free of charge
Fill out the Automatic Debit Form or send in a letter with required banking information: 1245 Brickyard Road, Suite 600 Salt Lake City, UT 84106-2581

Online bill pay with your bank

Set-up EnerBank as a new payee with your Bank
Have your bank deduct the payment from your account and make a payment to EnerBank

Mail with a payment coupon

P.O. Box 26856
Salt Lake City, UT 84126-0856

Send a payment via overnight delivery

1245 Brickyard Road
Suite 600
Salt Lake City, UT 84106-2581

Payments over the phone

There is a $4.95 fee per transaction
Payment must be from a personal checking or savings account
Call 888-390-1220 option 1

Answer

On line payments Go to; https://payments.enerbank.com Free of charge to set up one time or scheduled payments from a personal or savings account $4.95 fee per transaction to set up one time or scheduled paymnets using your debit card Setup recurring payment

ONLINE APPLICATION FOR HOME IMPROVEMENT LOANS

​Quick.Safe.Easy.

USA Metal Roof has teamed up with EnerBank USA to offer our customers affordable

payment options for their Home Roofing Project

​

Pick the Plan That is Right for You

Credit Limit up to $55,000

Fast approvals

No prepayment penalties

Friendly customer service

Unsecured Loans

Reduced Interest rate*

Experience you can trust

Information protected

When applying, you will need:

Contractor ID#1289

Project type; Roofing

Loan Amount and Code

SAME - AS-CASH

3 Months Same as Cash Loan*

$1,000-$55,000

​Traditional Installment Loans

No Code Number is Required

8.99% - 9.99% 12 Year Loans*

$1,500-$55,000

EnerBank

Payment Estimator

For use in determining a borrower's estimated monthly payment

When applying, you will need:

Contractor ID#1289

Project type; Home Improvement

Loan Amount and Code

Apply over the phone

866-409-8300

Monday-Friday: 8 am - 1 pm

Saturday: 9 am- 9 pm

Sunday: 11 am - 7 pm

Frequently asked questions